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Gus Wintzell

Madison County Welcomes New Community Focused Bank

September 10, 2021/in Finance, Economy, News, People, Small Business/by Gus Wintzell

Headquartered in Jasper, Tennessee, with several other locations in Nolensville, Franklin, Chattanooga, Tower Community Bank opened its first location in Madison County, and totes a list of community focused and relationship driven services that are hard to beat. 

Central to the business is actually a part of their name. Their focus on community banking is the very foundation and history of the business, and what drives their connection with the development and growth of the small business culture within communities that they work with and serve. 

Tower pic3

The front office of Tower Community Bank located at 8097 Madison Blvd, Suite 106 in Madison

Core to their business philosophy is what Senior Vice President David Harbison dubs Relationship Banking.

“We come to you,” Harbison states.

“Visits usually take place at the customer’s business,” continues Harbison. Tower Community Bank is “there when you need us the most, as opposed to pulling back in times of great need.”

What they bring to Madison County is help in developing not only the community and small businesses, but promoting positive engagement and interaction with their customer’s individual goals and growth. 

And that is just the beginning. 

Tower Community Bank offers a variety of services to Madison County. They provide all the technology and potential of larger banks, but with a much more approachable small business feel. 

“Being smaller has advantages over larger banks that operate with fairly strict and defined lending parameters.  We can offer more creativity and flexibility, which is what many small businesses need,” says Harbison.

They offer specialization in small business expertise and experience, focusing on growth and improvement. This focus helps Tower Community Bank align with the goals of Madison County small businesses and individuals themselves, and to make sure that their services are tailored to specifically meet the business needs of their clients.

“We’re not going to put you in our box,” says Harbison, “We’re going to ask what your box looks like and see if we can fit in it.”

Their banks offer small business lines of credit, loans for working capital, expansion, renovation and building improvements, as well as loans for equipment, purchasing vehicles, and inventory. 

Tower Community Bank will also provide up to $3,000,000 in loans to Madison County businesses looking to move from leasing office space to buying, as well as W7 home loans for non citizens, which targets the often many under-served Hispanic communities. 

The business is also willing to offer low 25 year fixed rates and even extend loans longer than traditional bank loans to lower payments. Tower Bank Inlay 1

Their representatives and bankers do their homework and research to best provide what is needed for not only economic development in Madison County, but to continue to promote positive growth in the small business focus and culture of the greater Huntsville-Madison area.

“When challenges inevitably come, we seek to understand the challenges of the past, but also consider what has changed.  We take the perspective: how will the future be different, and how can I provide the resources to facilitate the improvement,” says Harbison.

To celebrate the opening of a new office in Madison County, Tower Bank will be holding a ribbon cutting ceremony on Tuesday, September 14 at 11:00 am. 

The Madison office is located at 8097 Madison Blvd, Suite 106. 

Let us extend a warm Madison County Welcome to Tower Community Bank next week. We hope to see you there! 

For more information, please visit http://www.towercommunitybank.com/ or contact David Harbison directly at David.Harbison@towercommunitybank.com or (256) 527-0277

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Tags: City of Huntsville, City of Madison, Development, Madison County, small business, Tower Community Bank
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https://huntsvillebusinessjournal.com/wp-content/uploads/2021/09/20210817_160453_resized-scaled.jpg 788 1050 Gus Wintzell https://huntsvillebusinessjournal.com/wp-content/uploads/2019/02/HBJ-Logo.png Gus Wintzell2021-09-10 13:07:422021-09-13 12:12:38Madison County Welcomes New Community Focused Bank
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